中信银行业绩发布会：今年的稳息差目标是“比往年会降，但比同业少降”
“目标是比往年会降，这是肯定的，但要比同业少降。”
3月22日，中信银行董事长方合英在2023年度业绩发布会上在谈及稳息差时如是说。
方合英表示，稳息差是现在的一个大话题、热话题。其实在三年前，（中信银行）就提出稳息差的思路，前瞻性地布局，连续四年把稳息差作为该行的第一经营主题。这个稳息差不是说不降，而正是看到趋势是要降了，所以提出稳息差，努力少降。
对于如何理解银行让利实体经济，息差收益率下降，方合英认为就一句话：让在息差上，利在资产质量上。
方合英指出，只有整个经济环境好了，银行才能有地方安放，资产质量才能有安放之处。
Reprinted from 见闻VIP，the copyright all reserved by the original author.
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