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【杠铃策略】 如果你90%的资金以现金形式持有(假设你不会受通货膨胀的影响),或以所谓的“保值货币”形式储存的,而剩下10%的资金则投资于风险很高或者说极高的证券,那么你的损失不可能超过10%,而你的收益是没有上限的。如果某个人将100%的资金都投入所谓的“中等”风险的证券,那么他很可能由于计算错误而承受毁灭性的风险。 PS: 杠铃策略解决了罕见事件的风险不可计量且易受错误估计影响的问题,也就是说,最大损失是已知的。 相信大家平时听说过鸡蛋不能放一个篮子里,所以很多人选了多种理财模式去分散投资,或者选择二三十只股票、基金,这和买了大盘回来有什么区别呢?在这个市场里,中庸之道或模凌两可的态度实际上都是骗人的把戏,很具有迷惑性,也是市场上大多数从众者的行为,可风险的来临从来不是“温和”性。

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