#XAU/USD# 人民币对美元后市或进一步升值。临近年底，因进出口、工作、投资或者留学等形成的外汇一般会在这个时期扎堆结汇，这对人民币汇率会产生不小的影响。截至2022年10月，中国香港的人民币存款仅8847.90亿元，而今年前10个月的银行代客结售汇顺差便有7527.67亿元人民币，而这段时间，美元/人民币从6.3升值到7.3，人民币贬值约17%。若年底前集中结汇，巨大的买盘将进一步推升人民币汇率。
对于黄金而言，这段时间内盘上涨幅度会减小，但下跌幅度会增加。
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