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银行或者P2P网贷借钱,都会直接跟你谈利率,一算就知道要还多少钱。但是这些做现金贷的平台,一开始都不会跟你谈利率,更不会直接告诉你该还多少钱。他们将“利率”这一敏感词抹去,取而代之的是“手续费、服务费”等,这样就规避了法律红线。

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