10万美元的起步资金要求，已经被很多交易平台的美分账户所化解，金融科技的力量可让1000美金转化为10万美分，那么与冲浪者的10万美金的账户就可以完全同步。 那么，冲浪者已经完全为不同资金的交易者打开了大门，0.1-5万美金的账户运用美分账户是十分理想的选择，5-100万美元的账户则可以选择更低交易成本的ecn账户，实现账面盈利的大丰收。 事实上，5万美金以下的账户更能有做前进版冲浪者的冲动，追求以小博大的效应。而大资金可以选择更加沉稳的冲浪者参数，获得稳健收益。 冲浪者追求的是乌龟赛过野兔的战略，不求暴利，但求稳健就是盈利。严格避免外汇市场“竹篮打水一场空”的魔咒。
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