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1971年,美国有13612家银行。 到2021年,美国有4237家银行。 不仅仅是银行业走向垄断,更重要的是,资产更加集中在少数银行里。这趋势已不可逆转。当前,在三家小银行接连倒闭后,挤兑耗尽了小银行的现金,这导致了大量储户把资金转出小银行,并转入大银行。

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安全性是第一位的

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