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根据CEPA要求,中共央行正式宣布为在香港办理个人人民币存款、兑换、银行卡和汇款业务的银行提供清算安排,随后中银香港被指定为人民币在香港的结算行,其他香港银行的人民币业务必须找中银香港做最后的结算,同时接受中银香港的协议,但是该协议成为中共对香港金融的长臂管辖,自此香港金融彻底沦落

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