固息长期贷款 美国银行业的风险敞口?|由于苦等利率上升多年而不得,一些美国银行已经放弃幻想,按照利率永远不会上升的思路发放贷款。由此造成的后果,就是银行资产负债表上充斥着长期低息贷款和证券,其规模已达到历史最高水平。
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