The ANZ-Roy Morgan Consumer Confidence Index (CCI) rose to 94.6 in September 2025, up from August’s 10-month low of 92.0. The current conditions index climbed 6 points to 88.1, while future conditions were largely unchanged at 99.0, compared to 98.8 in August. Household perceptions of personal finances improved notably, rising 11 points to -13%, while a net 14% of respondents expect to be better off this time next year, up 1 point from the previous month. Sentiment toward the broader economy was mixed: the five-year economic outlook rose by 3 points to +6%, but the 12-month outlook declined by 3 points to -23%. House price expectations fell from 3.0% to 2.5%, the lowest level since July 2024. Two-year-ahead CPI inflation expectations remained steady at 4.8%. The latest CCI also highlighted a steady decline in the proportion of households reporting they feel worse off than a year ago, while the RBNZ has shifted its policy stance toward supporting the growth outlook.
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