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详解外汇交易的过夜利息

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过夜利息是什么?

外汇交易中,每笔交易均涉及两种货币,当中包含两个不同的利率,而利息的支付或收取是以两者的利息差和持仓方向而定。利率是按照两国货币利率差额作为计算依据,当投资者卖出息率较高/买入息率较低的货币,便需支付过夜利息;当投资者买入息率较高/卖出息率较低的货币,则可赚取过夜利息。

利息的收取时间

利息将在伦敦时间 22:00 收取;(夏令日+7 | 冬令日+8 =北京时间) 。
周一到周四收取当日利息,周五将一次性收取周五,周六,周日三日的利息。

过夜利息示例

买欧元/美元的时候,其实您是买入(存入)欧元,卖出(借入)美元以支付这项交易。假如欧元的利率是4.00%而美元的利率是2.25%,您就是买入息率较高的货币,因此将赚取过夜利息-年利率约1.75%。若您卖出欧元/美元,您就是卖出息率较高的货币,因此需要支付过夜利息──年利率约1.75%,因为您正支付欧元利息,赚取美元利息。
 

外汇套利交易中一种最受欢迎的策略是「套息交易」。「套息交易」同时利用不同国家的利率差距以及外汇市场可用的高杠杆优势。

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