什么是个人外汇业务
个人外汇业务按照交易性质分为经常项目个人外汇业务和资本项目个人外汇业务，经常项目个人外汇业务按照可兑换原则管理，资本项目个人外汇业务按照可兑换进程管理。
个人外汇业务的种类和特点
个人外汇业务办理，坚持真实性审核原则，每人每年拥有等值5万美元的年度便利化额度，如果个人提供的材料不能说明外汇交易真实、合法，银行可以拒绝办理。
如何了解个人外汇业务的详细信息
您可登陆财政部网站（http://www.mof.gov.cn）、中国人民银行网站（http://www.pbc.gov.cn）和国家外汇管理局网站（http://www.safe.gov.cn）,了解个人外汇业务详细信息。
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