点差是外汇交易的核心成本，指货币对买入价与卖出价的差额，以“点”为单位（1点=0.0001，日元货币对为0.01）。比如EUR/USD报价1.1050（卖价）和1.1053（买价），点差就是3点。
点差分固定和浮动两类：固定点差稳定，适合新手控成本；浮动点差随市场流动性波动，行情平淡时更划算。点差直接影响盈利，短线交易需优先选点差低的平
台。
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