交易前必查 Checklist

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(ETF/股票通用)

 

一、仓位合规性检查(必做)

 

单只标的买入金额 ≤ 总资金的20%(例:总资金10万,单只最多买2万)

全仓标的数量 ≤ 5只(避免过度集中风险)

此次买入后,可用资金 ≥ 总资金的30%(留足补仓/应对波动空间)

 

二、交易逻辑验证(必做)

 

买入理由是“标的估值合理/趋势明确”,而非“想快速赚快钱/赌短期上涨”

已设定明确止损点(例:跌破买入价5%无条件离场)

已设定预期止盈点(例:涨到目标价8%分批止盈)

 

三、情绪冷静期(必做)

 

确认以上2项全部勾选后,暂停操作,执行5分钟冷静动作(三选一):

1. 喝一杯水,同时默念3遍“不贪、不慌、守规则”

2. 打开手机计算器,算一遍“若重仓亏10%,需要赚多少才能回本”(答案:11.1%)

3. 翻看自己过往“重仓崩盘”的模拟交易记录

 

四、最终确认(必做)

 

冷静期结束后,再问自己:“现在还想重仓吗?” 若答案为“是”,返回第一步重新检查;若为“否”,再点击下单

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