金融市场是一个混乱、复杂的体系，随时都在发生变化。但是，面对复杂体系的解决方案，并不一定需要能够随时采取行动的复杂投资组合。相反，针对市场内生的复杂性，最佳应对之策是建构简单、透明的资产组合管理流程，并减少操作活动。金融行业有一种极端的作秀状态，就是将自己弄成资深投资者。这个词会唤起超人一等和特权意识。资深指经验丰富、聪明绝顶，并有能力解决复杂问题。
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