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央行降准什么意思?

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前两几天Zg央行宣布全面降准0.25个百分点,释放长期资金约5000亿元。有的朋友可能对降息和降准有一些疑惑,在这边分享一下个人的理解。
降息简单理解存款利息降低,存银行不赚钱,贷款成本也低,大家更乐意去做风险投资。降准简单理解为,银行的准备金降低,银行只需要保留更少储户的资金作为准备金,更多资金可以用于放贷等业务。
核心是通过调整供需关系,使市面流通货币更多,从而促进经济。详情参考图三。
政策的制定需要结果当前经济形势和发展。


 
央行降准什么意思?
 

 
央行降准什么意思?
 

 
央行降准什么意思?
 

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